If you need an auto title loan in Modesto, you’ve come to the right place! California title loans offers cash for your car’s pink slip and we recently started taking applications for customers looking for same day cash. These auto equity loans are quick, easy, and can help solve your financial headaches.
We understand that all kinds of things can come up in life, from medical bills to home improvements, so don’t hesitate to apply for an auto title loan with California Title Loans! We guarantee you a safe and secure transaction; we have been providing exemplary service throughout CA since 2013. Our process is simple and straightforward: just fill out our online form or call us directly and one of our friendly customer service representatives will be more than happy to assist you. After that, you’ll be connected with a direct lender in Modesto who can complete your underwriting over the phone or in person at any store front locations in Stanislaus County.
Requirements For Online Title Loans In Modesto, CA
To be eligible for a title loan in Modesto, CA you must meet the following requirements:
• You must be at least 18 years of age or older and a legal resident of California.
• You must have a valid driver’s license or state-issued identification card.
• Your vehicle must be registered in your name with a clear and lien-free title. The pink slip must be in your possession and must be signed over to the lender.
• You need to provide proof that you can repay the loan by showing us recent pay stubs, tax returns, or bank statements.
• You may also need to provide additional documentation and references depending on your circumstance.
Once approved, you’ll receive cash directly into your account almost immediately! Are you looking for same day cash? We’ve got you covered there as well! Some local companies in Modesto can meet with you in person and provide same day cash title loans in hours with no waiting period.
If you’re ready to get back on the road to financial freedom, apply for car title loans online today! We are proud to provide quality service and competitive rates in CA and we look forward to helping you get started! Call us now at 855-339-1001 or fill out our online form and one of our friendly customer service representatives will be more than happy to assist you. So get the cash you need right away with California Title Loans!
Bad Credit Scores & Title Loans. – How Do They Work Together?
If you have a bad credit score, then it may be challenging to obtain an unsecured loan from a bank. Fortunately, auto title loans do not take into account your credit history and there’s often no requirement for a credit check. As long as you meet the requirements for a title loan and follow the title loan laws in California, your pink slip will be used as collateral, with a loan amount is based on the value of your vehicle. This means that even if you have poor credit or no credit at all, you can still qualify for an auto title loan in Modesto. So don’t let bad credit stand in your way – apply today and get the cash you need!
Do you have a bankruptcy or have you previously dealt with a repossession from another lender? In this case, you may be limited on loan options, but you can still qualify for an auto equity title loan. The funding amount will likely be lower with a past BK, but you should be fine getting approved with equity in your car, SUV, or semi truck! We understand that circumstances can change and we want to help you get the cash you need as quickly as possible!
Do I Need To Go To The DMV To Get A Modesto Title Loan
No, you do not need to go to the DMV for a title loan in Modesto. The paperwork and applications can be completed online or over the phone with one of our friendly customer service representatives. We make getting the cash you need easy without ever leaving your home! Instead of handing over the keys to your vehicle, you simply need to sign over the car’s pink slip to the direct lender you’re matched with. There’s multiple places in Modesto where you can complete a DMV transfer and that’s a lot easier than spending hours waiting at the local DMV!
How Much Money Can I Get & What Is The APR With Online Title Loans In Modesto, CA
The amount of money you can get depends on a few factors: the make, model, and mileage of your vehicle and your ability to repay the loan. The APR (annual percentage rate) for an auto title loan in Modesto can vary from lender to lender but typically will range from 30 to 36% for amounts between $2,500 and $10,000. Depending on the situation, some borrowers may also be able to extend the term length or receive a lower interest rate. It’s important to know that your credit score is not considered when applying for a title loan, so you don’t have to worry about being denied based on bad credit as the collateral in your vehicle is what matters!
Find A Local Title Loan Company Near Me In Modesto, CA
Finding a local title loan company in Modesto is as easy as 1, 2, 3! All you need to do is fill out our online form and one of our friendly customer service representatives will match you with the best lender for your needs. We work with companies in areas such as West Modesto and Salida and are confident that you can find a local company that offers in person cash. In addition, our lenders offer competitive rates and flexible repayment options to ensure you get the money you need when you need it. With California Title Loans, getting approved for equity loan near me Modesto has never been easier! So don’t delay – apply now and see how much money you can get today!
Apply Now With California Title Loans
Call us at 855-339-1001 or fill out our application for an equity car loan. Rest assured, there’s limited proof of income required in Modesto and the application process can be completed quickly with funding in less than one business day!