Fast Cash Car Title Loans In Modesto

You've come to the right place if you need a car title loan in Modesto! California Title Loans offers loans with just your car's pink slip, and we recently started taking applications for same day approval! These equity loans are easy to qualify for and you don't need to deal with a credit check when you apply online. Loan amounts with a title loan range from $2,500 and up in Modesto, and most borrowers can pull out 40 to 60% of their vehicle's equity value.

We understand that financial issues can arise, so don't hesitate to apply for an online title loan with California Title Loans! We offer a safe approval process and have been providing title loan services throughout California since 2013.

 

Requirements For Car Title Loans In Modesto, CA

• You must be 18 or older and a legal resident of California. Verify your residency with a utility bill or a lease agreement that shows a California address.
• You must have a driver's license. We also require verification from the DMV showing that your vehicle is registered with up-to-date tags in California.
• The car's pink slip must be in your possession, paid off, and signed over to the lender. In some cases, you may be approved if you owe less than $1,000 to your original lender; however, we'll still require proof that there are no additional lienholders listed on the car's title.
• You must show proof of income, such as pay stubs or tax returns. We can also verify income with Social Security documents and any other documents that prove you have a steady income each month.

Once approved, you'll receive cash directly into your account almost immediately! There are options to get your loan proceeds through same-day ACH payments, bank wires, and you can have a check or money order mailed to you. Some local companies in Modesto can meet with you in person and provide same-day cash title loan hours after underwriting your loan, with no waiting period.

 

Bad Credit Scores & Car Title Loans - How Do They Work Together

Bad credit shouldn't hold you back from getting a Modesto title loan and that's not the case with California Title Loans! You don't need excellent credit to get approved; most customers can qualify with poor credit scores.

Do you have a bankruptcy, or have you previously dealt with repossession from another lender? In this case, you may be limited in your loan options, but you can still qualify for an auto equity title loan. The funding amount will likely be lower with a past BK, but you should still be approved with equity in your car, SUV, or semi-truck. We understand that circumstances can change, and we want to help you quickly get the cash you need!

 

Do I Need To Go To The DMV To Get A Title Loan In Modesto

You don't need to go to the DMV for a title loan. We make getting the cash you need easy without ever leaving your home! Instead of handing over the keys to your vehicle, you can sign over the car's pink slip to the direct lender you're matched with. There are multiple places in Modesto where you can complete a DMV transfer, and that's a lot easier than spending hours waiting at the local DMV!

 

Central Valley farmland in Modesto CA with Mount Oso in the background.

 

Find A Local Car Title Loan Company In Modesto, CA

Finding a local car title loan company in Modesto is as easy as 1-2-3! We offer title loans in West Modesto and Salida, and are confident that you will receive the highest equity amount for your vehicle. Additionally, we can provide you with competitive rates and flexible repayment options to ensure you receive the money you need when you need it. With California Title Loans, getting approved for an equity loan in Modesto has never been easier! So don't delay – apply now and see how much money you can get today!

 

Apply Now With California Title Loans

Call us at 855-339-1001 or complete our online application to determine the amount you can borrow. We'll work to get you access to 60% or more of your vehicle's equity value, and you can qualify without a significant credit check! Most title loans in Modesto require proof of income, and the application process can be completed quickly, with funding typically available within one business day.

 

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