Same Day Car Title Loans In Fresno

Are you looking to borrow cash with a title loan in Fresno but unsure how to apply or what types of terms to look out for? Here at California Title Loans, we've been offering car title loans in Fresno for years, and we can get you approved and underwritten in less than one business day!

You won't need good credit to get approved, and applicants can qualify for 24-hour funding with just their car as collateral and income verification.

The requirements for a title loan in California are straightforward. You need a paid-off vehicle that shows you as the sole lienholder. You must verify income through employment records or pay stubs, and we'll need proof that the vehicle is insured and registered in California. Some lenders will request an inspection for title loans of $5,000 or more, and you will always need to verify your identity with a driver's license or state-issued ID.


Apply Online Or With A Local Title Loan Company In Fresno

Getting a car title loan is fast and easy when you apply online or over the phone at 559-597-5430 with California Title Loans. We need some quick information about your vehicle and your employment situation, and based on that, we'll formulate a quote based on your vehicle's value. Your estimate will show the APR and expected repayment term and we can offer a few different monthly payment options for your budget.

For anyone who wants to apply with a title loan company in Fresno, that's no problem either! California Title Loans just opened our newest location in Suite 124 at 4747 N First St, Fresno, CA. We're open during normal business hours and customers can meet with us in person and complete a vehicle inspection and sign off on their loan during the same visit.


Benefits Of A Car Title Loan

- Car title loans allow you to borrow up to $15,000 based on your vehicle's equity.

- California Title Loans provides a fast and easy online application process.

Lower your interest rate by refinancing! The APR for title loans in Fresno is capped at 36%, and a quick refinance can save you considerable money.

- No in-depth credit check is required; your vehicle is the collateral.

- Same day car title loans are available in person at our location on First Street in Fresno.

- Flexible payment options are available through direct deposit or ACH from your bank account.

- You can pay off the loan early without penalty or other fees.


How Does A Car Title Loan Work In Fresno CA

If you need money quickly, you can apply for a short-term auto title loan in Fresno that lasts a few months. If you need money to take care of an immediate issue, then you use your car title as collateral for the loan. You need a lien free car title to qualify, and the vehicle's pink slip must be in your name with no cosigners or other lienholders. Borrow 40% to 65% of the appraised vehicle value, with more in some cases, but there's always the need for a lender to recoup any money lent if the vehicle needs to be repossessed and sold.


View of Fresno California from State Route 99


Getting A Car Title Loan In Fresno Is Easy and Fast

When you work with California Title Loans to get an online title loan, we can approve and process your application in hours! Your money is usually sent to your bank account within 24 hours of the final approval. This is also an excellent time to compare your terms with other companies when searching for a loan.

You should be able to complete most of the document signing and vehicle verification online, and the underwriting can be completed in less than three hours. After that, you'll schedule a time to pick up the loan proceeds in person, or you can have the funds sent to your checking account.


What Else To Know About Auto Title Loans

Only borrow the amount that you need with a car title loan! The interest rates are higher than those on a credit card or auto loan, and you can fall behind quickly if the loan amount is too high.

Also, read all terms of your loan documents and compare the payoff amounts and APR to those of other licensed financial companies in Clovis or Central Fresno!

Stay in touch with your lender if you feel there's a risk of defaulting on the loan. No one wants to deal with a potential vehicle repossession, and there's a good chance your lender will offer to reduce the APR on your loan and get you back on track with the monthly payments.


Apply Now For A Car Title Loan In Fresno!

If you're looking for a way to borrow cash and don't have good credit, a title loan could be right for you! To learn more, complete the California Title Loans online application or call us in Fresno at 559-597-5430!


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