Blog Posts And Recent Articles About Title Loans in California

Getting a title loan when you really need it can be a lifesaver. We've all been there when cash is tight and often there are few options available. Unlike some states, California allows companies to offer vehicle title loans. There are restrictions and interest caps that all companies need to follow. But that, doesn't mean an online equity loan is always in your best interest. It's vital to understand the risks that come with this type of financing. Weigh those risks against why you're initially seeking a short term loan in the first place. […]

It used to be, that it took days or even weeks to get approved for a title loan in California. You had to meet with someone face to face and it would take days for the lending company to underwrite your application. Those days are long gone. Now you can submit all information online, like vehicle condition and employment history. Once a title loan lender has all this information that can typically sign off on a loan within one business day. […]

We all know how important it is to have good credit. Being able to provide a decent credit score when applying for a car loan or mortgage makes all the difference. With title loans however, it's more to show there's enough equity in the vehicle in the case of missed payments. Even though you can have bad credit and still be approved for a title loan, that doesn't mean it's not important to improve your credit report. […]

California is a state where many people own their own vehicles. The state is large geographically and it's important to have a car to get to work or to just get around. That's why you need to know exactly what you're getting into when you apply for an online title loan. Some applicants don't know that they can keep driving their car during the life of the loan. […]