Category Archives: Loan Approval

A customer facing a late loan payment
21Dec2023

Title loans are a great way to borrow money when you can't get approved for an unsecured personal loan. These loans have become popular in California over the past decade as most lenders offer lower interest rates of around 36%. But what happens if you miss payments and subsequently default on the loan? Any borrower needs to know the basic […]

A sales rep discussing a loan payoff for a title loan.
08Dec2022

Did you recently take out a car title loan only to see a higher APR than you first expected? Or, have your required monthly payments increased with little reduction in your balance? You may want to look into a title loan buyout in situations like these, as paying a high interest rate makes little sense when you don't have to. […]

Dashboard of a vintage vehicle
25Oct2022

California residents know you can get a title loan using the equity from a lien free car or truck. But what about if you have an older vehicle or a classic car? You may be able to borrow more money than expected with a typical car title loan, as classic cars are often worth a lot of money. These classic […]

Two borrowers reading through a contract to see the lending requirements.
24Aug2022

Getting approved for a title loan in California has never been easier. We've streamlined the underwriting requirements and made it easy to apply online with California Title Loans. Our online application process time has been cut in half, as now all you need is a lien-free vehicle and proof of income! Approval is a bit more complicated in larger cities […]

Apply with us to refinance your existing title loan.
20Jun2022
Written By Robert Davidson

Can I Refinance My Current Car Title Loan

Do you have a title loan from another lender that you simply can't pay down because of high interest rates and unmanageable monthly payments? California Title Loans now offers refinancing options to anyone looking to improve the rate on an existing title loan. A refinance can be great for those with interest rates above 40%, as we should be able […]

California Title Loans offers high loan amounts for well qualified customers.
16Jun2022

People want to know how much cash they can get with a same day title loan. Millions of cars are on the roads today, and many people know they can use the equity in their vehicles to get quick cash. Against this backdrop, many lenders have been able to offer increased funding amounts based on the collateral from a car […]

Your credit history and lending report won't determine your loan amount.
31Mar2021

Bad credit is not something to worry about when applying for a typical title loan. This is very different from personal loans. Most short-term financing is not dependent on having a good credit score. This financing includes title loans, payday loans, and cash advances. There are no minimum or maximum score requirements at play when someone applies. Often, it's easy […]