Category Archives: Loan Approval
Our customers often have poor credit but need to borrow money during a financial crisis. Most have fallen behind on their credit card bills, and some are being sued by their creditors for non-payment. But what can you expect if you apply for a car title loan while still in Chapter 13 Bankruptcy? Is there any chance of approval, and […]
A salvage title is issued for a vehicle declared a total loss by an insurance company. At one point, the vehicle was damaged and seriously compromised, but now the car has been repaired and is roadworthy after being declared a total loss. Getting a car back on the road after it's deemed a total loss can include extensive inspections and […]
Title loans are a great way to borrow money when you can't get approved for an unsecured personal loan. These loans have become popular in California over the past decade as most lenders offer lower interest rates of around 36%. But what happens if you miss payments and subsequently default on the loan? Any borrower needs to know the basic […]
Did you recently take out a car title loan only to see a higher APR than you first expected? Or have your required monthly payments increased with little reduction in your balance? You may want to look into a title loan buyout in situations like these, as paying a high interest rate makes little sense when you don't have to. […]
Most California residents know they can get a title loan using the equity from a car or truck as collateral. But what if you have a high value older vehicle or a classic car? You may be able to borrow more money than expected with a typical car title loan, as classic cars are often worth a lot of money. […]
Getting approved for a title loan in California has never been easier for anyone who owns a paid off vehicle. It used to take days to underwrite a title loan application, but now you can do almost everything online or over the phone and some loans can even be funded without an inspection! We've streamlined the underwriting requirements and made […]
Do you have a title loan from another lender that you can't pay down because of high interest rates and unmanageable monthly payments? California Title Loans now offers refinancing options to anyone looking to improve the rate on an existing title loan. A refinance can be great for those with interest rates above 40%, as we should be able to […]
The first thing customers ask us when they apply for a title loan is how much they can borrow. Most applicants know that a title loan allows them to borrow more than a typical unsecured loan, but they don't know that their loan amount is often determined by the title loan value of their vehicle. Loan amounts range from $2,500 […]
Have you struggled to get an unsecured loan because your FICO score is under 600? Or perhaps you don't have a perfect credit score, and lenders don't want to risk offering you a loan? Most short term personal loans require excellent credit because your credit history tells them whether or not you've defaulted on loans in the past. Unsecured loans […]